Yes! The Uplift or Paypal app allows you to make purchases with our partners directly through the app. Uplift or Paypal is available for both iOS and Android.

You can also manage your Flex Pay and Uplift loans through the app by going to My Uplift.

We look at a number of factors, including your credit information, purchase details, and more.

Yes – you can have more than one active loan with both Flex Pay and/or Uplift at a time. Just know that each time you apply, we look at a number of factors including your credit information, purchase details, current loan activity, and more. Approval in the past does not guarantee future approvals.

No, we do not offer pre-approval. Approval occurs at the time of checkout, directly through our partners’ websites. To see if you may qualify for a loan, simply shop for your items and add them to your cart just like you normally would. When you are ready to check out, select Flex Pay or Uplift as your payment method. To apply, you’ll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security Number. If you’re approved, finish checking out and you’re done.

US Residents: When you check your eligibility, a “soft” credit inquiry occurs to verify your identity and determine your eligibility for financing. A soft credit inquiry doesn’t affect your credit score. Flex Pay / Uplift does not perform a hard credit inquiry.

Canadian Residents: When you check your eligibility a “soft” credit inquiry occurs to verify your identity and determine your eligibility. A soft credit inquiry doesn’t affect your credit score. However, when you submit an application, a hard credit inquiry will be placed, which may impact your credit score.

Yes You can only finance the amount you want, and pay the difference in another way.

Yes, you can make additional payments to pay down your balance or pay off your purchase in full. You can pay off your loan at any time without paying a penalty or fee.Making additional payments won’t change your monthly payment amount, but it will pay off your loan sooner and decrease the total amount of interest you pay over the life of your loan.

We recommend that you speak with one of our agents, they will be able to give you the best way to increase the initial payment and verify with you other payment methods that best suit your needs.

While some credit cards charge interest on interest, Flex Pay and Uplift charge only simple interest. If you carry a balance on a credit card, it can be hard to understand what it will cost you. With both Flex Pay and Uplift, the cost is clear at the time of purchase, with simple interest, predictable payments, and no fees.

You’ll need to verify any cancellation or returns with the merchant first. Always check the cancellation policy with the provider before making a reservation or financing and ask the Agent who helped you, many providers do not allow cancellations or refunds. If you are eligible for a refund from the merchant based on their refund policy, we will apply the refunded amount to your account balance and credit back all remaining funds to your method of payment used to make the initial payment. In the event that you no longer have that method of payment (e.g., you used a card that is no longer valid), we will work with you to issue an electronic refund through Zelle.

If you receive a refund for less than the balance owed, you are still responsible for the outstanding balance and your monthly payments remain the same until your balance is paid in full.

Yes, friend or family can finance your trip for you, you can also finance for them! Just let the Specialized Agent know who would be the person in charge of financing.